You can’t be free, unless you’re brave. It’s on every coin in our pocket and every bill in our wallet that says ‘In God We Trust.’” Dr. Carson

As a cornerstone of the American Dream, homeownership means even more to people in these unprecedented times. In this special bonus episode, Brian interviews Dr. Ben Carson, United States Secretary of Housing and Urban Development, and Brian D. Montgomery, Assistant Secretary for Housing – Federal Housing Commissioner to get an insight into how the Coronavirus pandemic will affect the housing market. Topics discussed include why health and housing go hand in hand; how the housing market as a whole is currently holding up; and what homeowners can do if they’re struggling to keep up with mortgage payments. Read transcript for “A Home for the Brave – an Interview with Dr. Ben Carson and Brian D. Montgomery #203.



  • If any changes to FHA underwriting guidelines are coming.
  • How the ongoing housing shortage will impact first-time buyers and renters
  • How the real estate community can support fair housing programs.



“This too will pass; people need to understand. It will come and it will go.” – Dr. Carson

“We have to recognize that, by shutting down the whole country, we also have some significant economic consequences. So, we’re going to have to fashion solutions that take everything into account. We don’t want to destroy one area to say that we’ve succeeded in another area.” – Dr. Carson

“People should understand that each one of us plays a significant role.” – Dr. Carson

“People must take the social distancing very seriously.” – Dr. Carson

“Act as if you have the virus at all times, and you’ll do the right thing.” – Brian Buffini

“Having a place that you can call your own, a place that you can go to and be supported – you can’t put a value on that. It’s so vitally important. That peace of mind allows you to grow and to plan.” – Dr. Carson

“Homeownership is the number one mechanism of wealth accumulation in this nation.” – Dr. Carson

“It’s very important for people to understand that we’re in a radically different place going into this crisis than we were with the mortgage crisis.” – Brian Buffini

“This is a blip. This too will pass. The fundamentals remain the same; they are still strong.” – Dr. Carson

“I think once this is all over, you’re going to see a continuation of improvement in the market.” – Dr. Carson

“We do still have shortages of course, in particular with existing homes and it’s going to take a while for us to rectify that situation, but it’s all moving in the right direction.” – Dr. Carson

“While none of us wanted this to happen and hope it ends quickly, thankfully it’s during a rather strong housing market.” – Commissioner Montgomery

“The key thing we want to make sure that people understand is that no-one should lose their home as a result of this.” – “Commissioner Montgomery

“We wanted to stop in their tracks any foreclosures or evictions that were going on. But we also wanted to emphasize to people that we have a relationship with the services and we asked them to exercise forbearance.” – Dr Carson

“If you foresee an issue with your mortgage payment, you need to contact your servicer and they will work with you.” – Dr. Carson

“You still have to contact your lender if you think you’re going to miss a payment or get behind on a payment.” – Brian Buffini

“People should not be embarrassed. Recognize that this is a widespread problem. Your neighbor may look like they’re very prosperous, but really they’re thinking the same thing you are.” – Dr. Carson

“We recognize that we have an obligation to the people that we serve and we’re going to make sure it is fulfilled.” – Dr. Carson

“This has come to pass; it hasn’t come to stay.” – Beverly Buffini

“We want to be the voice of steady and calm.” – Commissioner Montgomery

“People are just reaching out. For the most part, we Americans are peaceful people who care about their neighbor.” – Dr. Carson

“It’s so important for us to recognize to not allow ourselves to be changed by the purveyors of hatred and division.” – Dr. Carson

“The words (of encouragement) are already there. They’re in our pledge of allegiance – one nation under God.” – Dr. Carson

“It’s in our national anthem, at the end of that first stanza, where it says the land of the free and the home of the brave. You can’t be free, unless you’re brave. It’s on every coin in our pocket and every bill in our wallet that says ‘In God We Trust.’” – Dr. Carson

“It doesn’t matter what your faith is. Godly principles of loving your fellow man, caring about your neighbour, developing your God-given talents to the utmost so that you become valuable to the people round you, having values and principles that govern your life. That’s who we are and, if we do that, there is no issue that can conquer us a people.” – Dr. Carson

Lessons are coming, and better days lie ahead.” Brian Buffini

How do you make a comeback after experiencing a trial, a setback or a difficulty? In this episode, Brian explains how he handled a series of life crises in a way that made his relationships better, his family stronger and his business more prosperous. Topics discussed include how Buffini & Company survived the impact of the last recession, how Brian’s family coped when their home was destroyed by a wildfire and how Brian himself endured his own serious health issues.

Our team has put together an awesome book of inspirational quotes for you. Click here to grab it!




  • How the fire of a crisis can refine, purify and increase your value.
  • How you can begin anew.
  • How you can simplify your life.



“My Way,” by Frank Sinatra

“I Get Knocked Down,” by Chumbawamba

“Cool Hand Luke,” movie

“The Color Purple,” movie

“God is Trying to Tell You Something,” song

“Amazing Grace,” by Wintley Phipps

“How to Win Friends and Influence People,” by Dale Carnegie

“The Richest Man in Babylon,” by George S. Clason

“The Greatest Salesman in the World,” by Og Mandino

“The Power of Habit,” by Charles Duhigg



“How do we become more valuable as human beings? Through these trials and through the intense heat of life, the impurities get burned off.”  – Brian Buffini

“It is in the quiet crucible of your personal, private sufferings that your noblest dreams are born and God’s greatest gifts are given.” – Wintley Phipps

“Trials teach us what we are; they dig up the soil and they let us see what we’re made of.” – Charles Spurgeon

“Circumstances do not make the man; they reveal him.” – James Allen

“Removing impurities in the human heart, that hurts. And it’s the kind of personal growth that nobody wants.” – Brian Buffini

“When you actively engage in gradually refining yourself, you retreat from your lazy ways of covering yourself or making excuses.” – Epictetus

“I do not think that there is any other quality so essential to success of any kind as the quality of perseverance. It overcomes almost everything, even nature.” – John D. Rockefeller

“If you can’t fly, then run. If you can’t run, then walk. If you can’t walk, then crawl. But whatever you do, you have to keep moving forward.” – Martin Luther King, Jr.

“Life is too short to get caught up in the tragedies of the past.”  – Brian Buffini

“Procrastination is the silent killer. Act now.” – Brian Buffini

“The secret of change is to focus all of your energy, not on fighting the old, but building the new.” – Socrates

“And let us not grow weary of doing good. For in due season we will reap if we do not give up.” – Galatians 6:9

“Whatever you’re dealing with, I just hope you keep your chin up, keep your hopes up, keep your eyes up, look up, pray up, fellowship up and keep up and you’ll be just fine.” – Brian Buffini

“It’s going to pass. This short-term virus negative impact will pass.” – Dr. Yun


In these uncertain times, it’s vital to arm yourself with facts so you can prepare for and deal with any challenges. In this special bonus episode, Brian interviews NAR Chief Economist Dr. Lawrence Yun and gets his take on how the economy and the housing market will be affected by the Coronavirus. Replacing fear with facts, this content will help you navigate this difficult time for our country, our world and specifically our marketplace.READ FULL EPISODE TRANSCRIPT


• How fluctuations in the economy will impact the real estate market.
• If the Spring selling season will be pushed back into Summer.
• Why the economy and the real estate industry will bounce back.



“We have faced many, many different crises in the past as a country.” – Brian Buffini

“Housing is on very solid ground, yet we are running into this economic quarantine … that is shutting down the economy temporarily.” – Dr. Yun

“The banking industry is in a completely different spot than it was going into the last recession.” – Brian Buffini

“No matter what, this is going to be a shorter-term situation than what we faced with the last recession.” – Brian Buffini

“If it is of short duration, one can anticipate quite a strong real estate rebound after say one or two months of somewhat of a lacklustre activity.” – Dr. Yun

“We had a housing shortage going into this virus situation. And if the duration of this virus negative impact is short … we’ll run into the housing shortage right away again.” – Dr. Yun

“If you don’t sell, you haven’t lost anything.” – Brian Buffini

“In this time of crisis, the one place that people had to go to for their safe haven was their home. Their homes became their shelter, their comfort, their lifeboat.” – Brian Buffini

“If it (the economic shutdown) is of short duration, it will be just a delayed Spring buying season. It could be in August or September when we see that normal Spring buying season occur.” – Dr. Yun

“If there is a short duration Coronavirus impact, then we will see a fairly robust late Summer going into Fall home sales market.” – Dr. Yun

“It’s almost impossible to project at this stage…Data is a rear-view mirror.” – Brian Buffini

“It seems to me that, as we get ready, there will be a pent-up demand.” – Brian Buffini

“It seems like the real estate business as a huge sector of the economy is actually poised to still perform pretty well.” – Brian Buffini

“Housing is on very solid ground if we were to go into a recession.” – Dr. Yun

“Real estate is always going to be this safe haven where people are putting their investment.” – Brian Buffini

“In many ways, we’re well set up for this crisis on a major level.” – Brian Buffini

“The fact that we are in a very accommodating monetary policy means mortgage rates will be at historic lows. The most recent data shows about 3.3 percent. It could even go down to 3 percent.” – Dr. Yun

“Half of Americans don’t have any exposure to the stock market, so they’re just looking at the low mortgage rates.” – Dr. Yun

“Once the all-clear signal is addressed to say the virus situation is over, I think we’re going to see a great robust rebound in people searching for homes.” – Dr. Yun

“People need to be reminded to be resourceful.” – Dr. Yun

“Stay at home, but if you’re staying at home, how can you be resourceful?” – Dr. Yun

“I would like to see more home building activity come onto the market once we go past this crisis.” – Dr. Yun

“If one feels that their job is secure, and many jobs are…take advantage of the record-low mortgage rates” – Dr. Yun

“Maybe there are less buyers out in the market during the crisis, which means there’s less competition and better price negotiation potential.” – Dr. Yun

“Right now, home is the only safe place that you know you have.” – Brian Buffini

“There will be more people working at home…so we may actually begin to see more people wanting to search for different homes to fit their lifestyle a little better.” – Dr. Yun

“The housing market has a huge potential for growth.” – Dr. Yun

“Over the next five years, probably four of those five years will be an improving year.” – Dr. Yun

“People who are planning for the future long term in real estate, they will do well.” – Dr. Yun

“When you have a bit of a longer-term perspective, it seems to take you out of the short-term panic.” – Brian Buffini

“The sky is not falling. This is a difficult time. In many ways, this could be our finest hour.” – Brian Buffini

“It’s going to pass. This short-term virus negative impact will pass.” – Dr. Yun

“Even if it takes a little longer to contain it, there is such a solid fundamental for the real estate market, things will play out very well over the long haul.” – Dr. Yun

“A man is literally what he thinks, his character being the complete sum of all his thoughts.” – James Allen


In the 1903 classic “As a Man Thinketh,” James Allen explains why we are what we think. In this episode, Brian reads the full text of the book and reflects on why this powerful treatise on thought has had such a profound impact on his own thinking and habits. With principles that are still as relevant today as they were over 100 years ago, this book demonstrates how our thoughts mold and direct our lives.



Would you like your own copy of “As a Man Thinketh?” Brian shares this special gift, freshly redesigned by our team, as an additional tool to aid you in transforming your thought life.  Download it and read it again and again!



  • The effect of thought on circumstances.
  • The link between thought and purpose.
  • The power of serenity.



“A man cannot directly choose his circumstances, but he can choose his thoughts, and so indirectly, yet surely, shape his circumstances.” – James Allen

“A man should conceive of a legitimate purpose in his heart and set out to accomplish it.” – James Allen

“Doubt and fear are the great enemies of knowledge, and he who encourages them, who does not slay them, thwarts himself at every step. He who has conquered doubt and fear has conquered failure.” – James Allen

“All that a man achieves and all that he fails to achieve is the direct result of his own thoughts.” – James Allen

“Victories attained by right thought can only be maintained by watchfulness. Many give way when success is assured and rapidly fall back into failure.” – James Allen

“Dream lofty dreams, and as you dream, so shall you become.” – James Allen

“Calmness of mind is one of the beautiful jewels of wisdom. It is the result of long and patient effort in self-control.” – James Allen

“The more tranquil a man becomes, the greater is his success, his influence, his power for good.” – James Allen

I would rather fail massively pursuing the desires of my heart, what I know to be true as a Plan A, than be safely snug at home suffering with the existence of Plan B.” Brian Buffini


It is perceived wisdom that it’s always a good idea to have a Plan B, just in case Plan A doesn’t work out. In this episode, recorded live at the Buffini & Company MasterMind Summit, Brian explains why this is false thinking and why focusing on and decisively working towards what you really want is the best plan of all.



  • To focus on your wins.
  • The importance of being decisive.
  • When to take action.

Buffini & Company MasterMind Summit is designed to inspire, motivate and help unlock the best version of you. Catch Brian live and hear from more dynamic speakers at MasterMind Summit 2020, August 2 – 4 in San Diego.



Buffini & Company MasterMind Summit

Episode 025, The Power of a Made-Up Mind

“Decisive,” by Chip Heath and Dan Heath



“Stubborn is bad when it’s connected to pride. Stubborn is great when it’s connected to resolve.” – Brian Buffini

“Never give in – never, never, never, never, in nothing great or small, large or petty, never give in except to convictions of honor and good sense.” – Winston Churchill

“Short-term emotions make for really bad long-term decisions.” – Brian Buffini

“To double your net worth, double your self-worth because you will never exceed the height of your self-image.” – Robin Sharma.

“I believe formal education can make you a good living. I believe self-education can make you a fortune.” – Brian Buffini

Keep going. Start slow and finish fast.” Hal Higdon


Renowned runner, author and coach Hal Higdon has helped more people run longer distances that anybody else in the world. In this episode, Brian interviews Hal about the unique system he developed to help millions of average, everyday people train to run long distances.


  • How Hal developed his transformative training methodology.
  • Why that methodology works not only for running, but for life and business too.
  • How to set a goal, stay motivated and be consistent.

Free Business Consultation


Want business solutions that work? It seems to be a commonality that, to succeed, you need someone in your corner to cheer you on. We’ve been doing that here at Buffini & Company for years with thousands of small business owners across North America who benefit from our business coaching. Click the button above to schedule your free business consultation.



“Marathon: The Ultimate Training Guide,” by Hal Higdon

Buffini & Company Free Business Consultation



“One of the most important things is to establish a goal. Know where you’re going to be long range – whether it’s a few months from now or a few years from now – and work towards that goal.” – Hal Higdon

“Don’t do it alone.” – Hal Higdon

“Learn from other people. Learn from other runners and enjoy life.” – Hal Higdon

“You have to continue to motivate yourself on a daily basis and keep in mind the amount of the goal.” – Hal Higdon

“It’s not how hard you train but that you continue to train over a long, long period of time.” – Hal Higdon

“Consistency is the real key in doing anything.” – Hal Higdon

“You’re born with talent to do something.” – Hal Higdon

“I never met a piece of real estate I didn’t like.” – Brian Buffini

Brian Buffini has been teaching on finance for over three decades. In this episode, Brian answers financial questions live on air from Insiders, as well as questions submitted to the online Ask Brian platform. Topics discussed include giving with balance, aligning different financial philosophies and investing to build wealth.


  • How to give while still reaching your financial goals.
  • How to be more intentional and focused in what you do.
  • How to make a fortune with your investment strategies.


Please remember that while Brian has great insights to share, he can’t know your unique situation or what specific advice might apply best to you. You should always consult your professional advisors before making any financial or investment decisions.



“Finding Chika,” by Mitch Albom

“Becoming Warren Buffet,” movie

“Inside Bill’s Brain,” movie

Episode #036, “The Brian Buffini Show”

Episode #054, The Brian Buffini Show”



“Give it out in slices; it comes back in loaves.” – George Buffini

“You don’t give to get, but you do get because you give.” – Brian Buffini

“You’ve got to go after it with everything you’ve got. There’s a life and death struggle to every entrepreneur.” – Brian Buffini

“Real estate is the fairest business there is because everything you put into it is what you get out of it.” Brian Buffini

“Investment real estate is another job; it’s another business and you have to view it as such.” Brian Buffini

You’re not truly successful, you’re not truly the great white, until you take others with you.” Walter BondTweet this | Share on Facebook


In business, success is often measured by the ability to beat the competition. However, to really achieve lasting success and make a difference in the world, you must work with, not against, other people. In this episode, Brian interviews former NBA star Walter Bond about his impactful new book, “Swim!: How a Shark, a Suckerfish and a Parasite Teach You Leadership, Mentorship and Next Level Success.” Walter explains why we should apply the principles of collaboration used by sharks in the ocean to connect with and learn from others in order to really succeed.



  • The Sacred Six lessons of the shark.
  • How to build a network of helpers and avoid parasites.
  • Why your mistakes do not define you and how you can keep moving forward.

You will also hear the two gentlemen reminisce about when Walter was a guest speaker at the Buffini & Company MasterMind Summit. This event is designed to inspire, motivate and help unlock the best version of you. Catch Brian live and hear from more dynamic speakers at MasterMind Summit 2020, August 2 – 4 in San Diego.



Episode 114, The Brian Buffini Show

“Swim!: How a Shark, a Suckerfish and a Parasite Teach You Leadership, Mentorship and Next Level Success,” by Walter Bond



“Great coaches develop their players.”  – Walter Bond

“Keep moving forward. Your biggest trials and tribulations can come back to be your biggest blessings if you move forward and learn from your mistakes.” – Walter Bond

“If you want to be at the top of your food chain, it’s going to require you to think positive and it’s going to require you to focus on the most important things that are going to make you successful.” – Walter Bond

“We become what we repeatedly do.” – Aristotle

“You’re not truly successful, you’re not truly the great white, until you take others with you.” – Walter Bond

When you become your own best friend, you’ll find yourself becoming a better friend to everyone in your life.” Brian Buffini


An Ego by definition is “a person’s sense of self-esteem or self-importance.” When we have an unhealthy ego, full of pride or low self-esteem, we become our own worst enemy — undermining our good efforts and damaging our relationships. In this episode, Brian explains how to cultivate a healthy ego so that you can stop self-sabotaging and become your own best friend and most valuable asset.



  • How to have a loving sense of self.
  • Why resiliency is so important.
  • How to solve problems with a fresh perspective.
  • Why the capacity to develop relationships is key.
  • Why a sense of meaning and purpose is vital in life.



“What to Say When You Talk to Yourself,” by Shad Helmstetter, Ph.D.

“Grit: The Power of Passion and Perseverance,” by Angela Duckworth

“How to Win Friends and Influence People,” by Dale Carnegie

“Man’s Search for Meaning,” by Viktor E. Frankl



“A person can only go and grow their business as far as they go and grow themselves.” – Brian Buffini

“You can’t really love someone else unless you really love yourself first.” – Mr. Rogers

“Failure is an event, not a person.” – Zig Ziglar

“It’s not how far you fall, but how high you bounce that counts.” – Zig Ziglar

“Develop success from failures. Discouragement and failure are two of the surest stepping stones to success.” – Dale Carnegie

“True humility is not thinking less of yourself; it is thinking of yourself less.” – C.S. Lewis

“A healthy ego ultimately has a sense of meaning and purpose that will leave a legacy.” – Brian Buffini

Like the laws of nature, the laws of gravity and the laws of physics, the true principles of success have been with us for thousands of years.” Og Mandino


In this fast-paced world, we often look for quick fixes and easy solutions for success and are blind to the old principles that always work. In this episode, recorded live at the Buffini & Company MasterMind Summit, Brian explores some of the timeless lessons of success he has learned from his mentor and the greatest salesman in the world, Og Mandino.



At the end of this episode, Brian walks the audience through a writing exercise for defining goals in each of the five circles of life. Our team has put together a resource so you can do the very same. Use this free worksheet to help you examine the five areas in your life where you can begin anew. Click the button above to grab it!


  • Why life is a game.
  • Why you must embrace failure if you want to succeed.
  • Why you never need to go it alone.



“The Greatest Salesman in the World,” by Og Mandino

“I’ll Cry Tomorrow,” by Lillian Roth

Buffini & Company MasterMind Summit



“Like the laws of nature, the laws of gravity and the laws of physics, the true principles of success have been with us for thousands of years.” – Og Mandino

“The most important secret of success that I had to learn the hard way is that life is a game. And you can’t play in that game with any chance at all of winning unless you know the rules.” – Og Mandino

“We want to be a pro at the game of life.” – Brian Buffini

“If you want to succeed, you have got to learn to live with failure.” – Og Mandino

“One of the key ingredients to success is how you embrace the seasons and the experiences of failure and turn them into your gift.” – Brian Buffini

“No man or woman is an island. Success can absolutely not be achieved alone. There is no such thing as a self-made man or a self-made woman. All of us need help to achieve, to grow or to recover from a disaster.” – Og Mandino